Thursday, April 30, 2009

ADA Worksheets

Wednesday, April 22, 2009

Free Home Buying Seminar!!!

If you are interested and purchasing a new home or would like to get more information please contact me to RSVP for this event IT IS FREE!!!

Monday, April 13, 2009

Tuesday, April 7, 2009

Refuse to Quit Radio Show

The old NFL logo, officially used between 1970...Image via Wikipedia

"The RefuseToQuit Radio Show" will be streaming LIVE to your computers
Tomorrow, WEDNESDAY, April 8, 11am-2pm ET! Listen LIVE Online only @!

April Achievement Month continues with the topic: "Mind YOUR OWN Business!"

-spotlighting entrepreneurs and biz owners and their stories.

Featured Guest: former NFL Athlete (starting cornerback for the Detroit Lions '97- '03) and owner of ATL's #1 Realty Company Keller Williams-Your Circle of Success: LaMar Campbell
We also will be spotlighting a wide range of business owners and entrpreneurs & their products and services! Don't miss it!

Question(s): Have you ever wanted to start your own business, but was too afraid to step out and make it happen?

Be Heard! Go , click on the "RefuseToQuit Radio Show" tab to Post Your Comments on this week's Blog! They will be read LIVE! (It's Ok to use code names to disguise your identity, if you don't want to be recognized) You can also do the same when you call into the show with your comments.

Call into the show with your comments and opinions, we would love to hear from YOU! Hit us up @ 215-564-0050

P.S. -Don't forget to send in your nominations for "The RefuseToQuit Spotlight" person of the week. Send an e-mail to with their name and a short blurb on what this person is doing or has done to accomplish a goal or improve the quality of life for themselves and others. Then listen to the show to see if your nominee wins!

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Friday, April 3, 2009

Teacher Next Door Program

If you are a teacher or know of a teacher who DOES NOT OWN A HOME please pass this on to them.

The Teacher Next Door program was established by the Department of Housing and Urban Development (HUD) to offer single-family houses, townhouses and condominiums for sale to a teacher at a 50 percent discount. The goal through the Good Neighbor Next Door program is to encourage teachers to buy homes in low and moderate-income neighborhoods.

Who can participate?

The Teacher Next Door program is open to any person "employed full-time by a public school, private school, or federal, state, county, or municipal educational agency as a state-certified classroom teacher or administrator in grades K-12." Participants must certify that they are employed by an educational agency that serves the school district/jurisdiction in which the home they are purchasing is located.

A teacher wishing to purchase a home under the Teacher Next Door program must be in good standing with their employer. Your employer must certify that you are a full-time teacher or school administrator. You don't have to be a first-time homebuyer to participate. However, you cannot own any other home at the time you close on your Teacher Next Door home. You must agree to live in the HUD home as your only residence for 3-years after you move into it.

What Are the Benefits for the Teacher?

The selected bidder may purchase the property at a 50 percent discount from the list price. For example, if a HUD home is listed for $100,000, an officer can buy it for $50,000. To make a HUD home even more affordable, you may apply for an FHA-insured mortgage with a downpayment of only $100 and you may finance all closing costs.

Qualifying homes are restricted to specifically designated single family homes, townhomes and condominiums that are located within the revitalization areas. Other types of properties, such as a duplex or triplex, do not qualify for this program. In addition, the homes must be HUD acquired homes and cannot be other real estate for sale in the area (i.e. VA foreclosure homes, resale homes or new construction). HUD sells all qualifying homes as-is. In other words, HUD does not provide any guarantees or warranties.

If the home you want to purchase needs repairs, you may use FHA's 203(k) mortgage program. This program allows you to finance both the purchase of the home and the cost of needed repairs. You have the benefit of one loan for both costs and one monthly payment.

Because homes sold through the Teach Next Door program are located in Revitalization Areas there may be additional assistance from state or local government sources. Local or state governments want to encourage families and businesses to move into

How do I participate?

Teacher Next Door property is listed and sold exclusively over the internet. Properties are single-family homes located in Revitalization Areas. Properties available through the program are marked with a special Teacher Next Door button. Bids are awarded once each week. Your bid must be the amount of the list price. You may submit your bid directly or utilize the services of a real estate broker. Winning bids are randomly selected by computer. The winning bid is posted each week on the web site where you made your bid.

In all cases, HUD requires that you sign a second mortgage and note for the discount amount. No interest or payments are required on this "silent second" provided that you fulfill the three-year occupancy requirement.

What happens if I can’t fulfill my obligation or I am no longer a Teacher?

Depending upon the circumstances, failure to fulfill the three year residency requirement may have serious consequences. HUD may restrict the home owner from selling the property for no more than 110% of the original sales price. In addition, HUD may require all or part of the discounted amount to be repaid. Generally the pro-rated repayment amount goes as follows: repayment of 90% of the discounted amount during the first year, repayment of 60% of the discounted amount during the second year, and repayment of 30% of the discounted amount during the third year. Should fraud or other serious charges suspected, HUD may file criminal charges against the Officer, ban the Officer from further participation from any HUD, FHA, and other Federal programs, and may face the possibility of serious fines and potential prison time. HUD will conduct "spot checks" during the first three years to insure that the residency requirement is being fulfilled.

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John Wieland's 101 Home Sale

On March 6th, John Wieland of John Wieland Homes & Neighborhoods announced that he was going to deeply discount 101 homes and sleep on an inflatable mattress in these vacant homes across the Wieland foot print (GA, NC, SC & TN).

Well I got an update today...ONLY 39 DEALS remain! They have SOLD 62 houses in the last four weeks. If you are interested in getting a "deal of a lifetime" in a John Wieland neighborhood, give me a call today. Don't go alone - I can help you. Thanks Scott!!

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